The press service of the OJSC "Guarantee Fund" reported that since the beginning of 2026, 45 families have been able to acquire their own housing thanks to the mortgage product "Kelechek". As of February 24, 2026, since the launch of this product, 150 guarantees have been issued, with a total amount exceeding 188.8 million soms. This has enabled citizens to obtain mortgage loans totaling over 748.1 million soms.
The "Kelechek" product has become an important tool for supporting citizens who face difficulties in making the down payment.
The mortgage guarantee "Kelechek" can be obtained at six partner banks: OJSC "Aiyl Bank", OJSC "Eldik Bank", OJSC "MBank", OJSC "Dos-Kredobank", CJSC "Commercial Bank KSB", and CJSC "Demir Kyrgyz International Bank".
Main conditions of the "Kelechek" program:
- at least 12 months of continuous work experience or entrepreneurial activity;
- maximum amount of mortgage financing — up to 10 million soms;
- guarantee coverage — up to 30% of the price of the purchased housing;
- the commission is 2% of the guarantee amount.
With the support of the Guarantee Fund, citizens can improve their housing conditions and become homeowners.
