Using 30% of Capital to Control 100% of an Asset — Maintaining Position During Periods of Maximum Market Growth
The importance of the moment when an investor can hold an asset during a rapid market rise cannot be overstated. This time has already come in Bishkek.
According to data provided by the National Statistical Committee of the Kyrgyz Republic, the country's economic growth exceeds 11% at the beginning of 2025 compared to the same period last year. This growth, supported by dynamics in key sectors such as services and construction, creates reliable conditions for the reevaluation of the real estate market.
The city of Bishkek
The macroeconomic situation in the country is confirmed by reports from other organizations, including the International Monetary Fund, which notes the steady growth of Kyrgyzstan's economy, supported by increased trade and remittances. This creates optimal conditions for active growth in the real estate market.
Cycles in the real estate market begin during economic upturns, when incomes increase and there is an influx of capital into real assets. Bishkek is experiencing just such a situation: construction and the service sector are actively developing, and financial indicators are becoming increasingly stable, creating prerequisites for asset reevaluation.
A three-year period is not just a bonus, but a strategic option
In conditions of high interest rates, the cost of capital becomes a key factor in investment attractiveness. Standard lending conditions for ready real estate imply high rates and require immediate repayment of interest, which creates additional financial burdens on the investor. However, Royal Central Park offers a three-year grace period on the principal and interest, allowing the investor to control the asset with minimal capital costs during critical growth moments.
Fixing the price at the current level
The three-year grace period also provides the opportunity to fix the price at the current level at the moment when the market is going through a reevaluation phase. This allows the investor to create a safety margin and increase their chances of success in the future.
No costs for holding the asset
Furthermore, in the first three years, the investor does not face additional expenses for maintaining the position, which is critical in conditions of rising rates. This helps avoid premature asset sales and optimize profitability.
Multifunctional complex Royal Central Park in Bishkek
The ease of debt at the right moment
When the moment of fulfilling financial obligations arrives, the loan-to-value (LTV) ratio will already be in a more favorable position. This means that as assets are reevaluated, the debt becomes less burdensome, opening up additional opportunities for refinancing and optimizing cash flow.
A three-year lag as a way to optimize IRR
The three-year period allows for the optimization of the internal rate of return (IRR), giving the investor time to wait for price growth within the market cycle. During this time, the IRR is not diluted by capital costs, allowing for the maximization of returns.
The key to success: timing, rate, and financing structure
Against the backdrop of the reevaluation of the real estate market in Bishkek, the greatest profit is achieved at the moment when assets begin to be reevaluated, not when the project is completed. Data shows that the country's GDP continues to grow, creating conditions for a significant increase in real estate prices. The Royal Central Park credit program allows for the avoidance of early financial costs, maintaining investment efficiency and enhancing control over assets with minimal capital investment.
Royal Central Park and the 5 towers of The Essence phase — on sale from January 2026.
Royal Central Park is the first all-in-one project in Bishkek, providing high investment value. The unique financial structure allows investors to fix current prices, hold assets during market growth, and optimize the internal rate of return while controlling capital costs. This creates opportunities for maximizing the potential of the real estate market in Bishkek.
Related materials:
